Under FCRA rules, employers are legally obligated to follow some steps before disqualifying a person from a job opportunity because of information acquired from background checks. First and foremost, employers must let unsuccessful applicants know they haven’t passed their background check by issuing a formal letter (pre-adverse action letter). They also need to surrender a copy of the background check report and a copy of an applicant’s rights. If the employer is based in California, they must issue a state statement of consumer rights. 

You have 3 to 5 business days to dispute and/or resolve negative information contained in your background check report. Pre-adverse action letters must contain, CRA details (name, phone number, and address) so that applicants can get dispute and/resolve negative information fast and easily. If the 3 to 5 days deadline passes without initiating a dispute process, you are no longer considered for employment. An adverse action letter is issued to conclude the process.